The UK government plans to improve borrower advice. This follows a repayment dispute. Officials aim to make terms in England clearer. Burnham is resisting calls to change loans in the Budget. The dispute highlighted problems with repayments. In the US, Mississippi leads the list for student loan defaults. Borrowers struggle with repayment. They are rushing to choose new repayment plans. Law school is emerging as a costly luxury. There are calls for greater aid.